Caledonian Credit Union operates as a financial co-operative and was established on 27th November 1998. Having extended its common bond (geographical area) several times, it now covers most of East, Central and Southern Scotland including the Scottish Borders. Anyone who lives or works in these areas or whose employer’s head office is in the area, are able to benefit from the services we offer. The Credit Union offers financial services in the form of savings accounts for adults and juniors, affordable loans, free bereavement benefit on savings and loans, and prepaid debit cards.