Scottish Universities Community Bank is designed to help you manage your money in a way that benefits you first and foremost. Our only shareholders are our members, and every penny we receive is reinvested to improve our services and support healthier financial habits that safeguard your future.

Founded in 1991 to serve staff at Heriot-Watt University, we’ve grown to welcome employees, students, graduates, and families across Scotland’s higher and further education sector. As a not-for-profit cooperative, we promote saving, offer fair and affordable loans, and make managing money simple through payroll deduction, all while keeping people at the heart of everything we do.